The Secret to Becoming Wealthy That Only 5 Percent of People Know


The truth about to seeing more in your bank account is thinking outside of the box — and then scaling it.

2 min read

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For Entrepreneur Network partner Jeff Rose, the secret to becoming wealthy was never obvious to him growing up. Eventually, he was able to discern one particular habit that people who are financially wealthy adopted. In this video, Rose explains that one thing that, as he puts it, 95 percent of people who want to be wealthy neglect to do.

Rose talks about when he began his career as a financial advisor, he always felt the only path to financial freedom was putting his money into mutual funds and ETFs. The reality is, for the high earners, long-term strategy that can scale up is how you can be wealthy. 

Before Rose started his finance blog, “Good Financial Cents,” he relied on his financial planning business to make money. Raising income that was independent from his salaried job was an important step to earning more. 

By starting his side business and paying attention to how he could scale it, he realized new ways to make money. Simple making an extra $100 a week created new opportunities for Rose to not only expand his income, but also expand his entire earning universe.

To listen to Rose’s complete financial story on moving down a path of wealth, click on the video above. 

Related: Why a Mastermind Group Can Offer You That Push When You Most Need It

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1.4 billion people are putting themselves at risk for disease by not exercising enough, according to a new report — here’s what you should be doing


fitness workout exercise

Not getting enough exercise is a global problem.

Around the world, at least 1.4 billion adults are putting themselves at risk for chronic disease because of their low levels of physical activity, according to a new World Health Organization report published in the Lancet Global Health journal.

The WHO’s recommended physical activity guidelines are fairly close to those set by the Centers for Disease Control: healthy adults should get at least two and half hours of moderate-intensity activity — or 75 minutes of vigorous-intensity activity — per week, plus at least two muscle-strengthening days.

The new report found that around the world, 32% of women and 23% of men don’t get enough exercise, even when accounting for time spent walking or biking to work and physical activity on the job. (The CDC’s measurements of physical activity levels in the US don’t count commuting or activity at work, since those aren’t shown to have the same improvements on health as exercise during leisure time.)

Wealthy countries are particularly exercise deficient, according to the WHO: close to 40% of US adults and 36% of UK adults are too sedentary.

A ‘grave concern’


These rates of exercise haven’t improved since 2001, the WHO report found. They even got worse in wealthy countries like the US and Germany, Latin American nations like Brazil and Argentina, and in various parts of the Caribbean.

"Unlike other major global health risks, levels of insufficient physical activity are not falling worldwide, on average, and over a quarter of all adults are not reaching the recommended levels of physical activity for good health," lead study author Dr. Regina Guthold said in a statement.

This growing inactivity is of "grave concern," the American Heart Association said in a statement. That’s because a lack of exercise increases one’s risk of heart disease, stroke, high blood pressure, cholesterol, and body weight.

Around the world, there’s a lot of variation in physical activity levels. Only 6% of residents of Uganda and Mozambique were too sedentary, the report found, making those countries the most active in the world. In Kuwait, Saudi Arabia, American Samoa, and Iraq, more than 50% of adults don’t get enough exercise. In general, women are far less active than men, except in east and southeast Asia.

older woman exercising fitness exercise ball yoga weights

How to meet fitness guidelines

Not getting enough exercise increases risk for cardiovascular disease, type 2 diabetes, dementia, and various cancers.

To meet the minimum fitness guidelines from the CDC and WHO, you should put in an average of about 30 minutes per day. Five days of moderate-intensity aerobic exercise — like a 30-minute brisk walk or a casual bike ride — is enough to meet the aerobic guidelines. Then two days should also include resistance training that involves weights or body-weight exercises, since those activities are the best ways to strengthen bones and muscles.

If that sounds like a lot, you can get your weekly dose of exercise faster by doing vigorous exercise like running or swimming — anything that gets your heart pumping. It takes just 75 minutes of that type of physical activity each week to meet the guidelines. 

If you live a sedentary life, you may want to get more exercise than the minimum guidelines call for. Sitting all day basically causes gradual damage to your heart, and most studies suggest that the basic fitness guidelines aren’t enough to offset the harms of sitting. To do that, you essentially need to do double the recommended minimum and get between 60 and 75 minutes of moderate-intensity exercise per day.

That may sound like a lot. But working out is one of the most effective ways to transform your physical and mental health. When you look at the benefits of exercise, which include significantly reducing the risk of various diseases, keeping your mind sharp as you age, and fighting depression and anxiety, it’s worth the time.

SEE ALSO: Sports scientists say this free fitness app is one of the best to help you get stronger — here’s what it’s like

Join the conversation about this story »

NOW WATCH: What happens to your body when you start exercising regularly

from SAI

The Volvo 360c concept is an office-bed-living room mashup to disrupt domestic air travel


Volvo unveiled Wednesday its vision for future travel. And it’s an electric autonomous vehicle without a steering wheel or other traditional means of control that would serve multiple purposes for its passengers, and ultimately disrupt the domestic air travel industry.

The 360c concept is just a concept. Meaning, the vehicle shown Wednesday in Sweden won’t be going into production anytime soon, if at all. But as most concepts aim to do, the 360c gives us insight into Volvo’s thinking and hints at where the company is headed.

In short, the 360c concept is a conversation piece. And Volvo wants to talk about how autonomous vehicles, like this one, will be used and how the technology might change societies.

The 360c concept shows four potential uses of autonomous driving vehicles: a sleeping environment, mobile office, living room and entertainment space.

Volvo 360c interior

“The business will change in the coming years and Volvo should lead that change of our industry,” said xVolvo Cars president and CEO Håkan Samuelsson. “Autonomous drive will allow us to take the big next step in safety but also open up exciting new business models and allow consumers to spend time in the car doing what they want to do.”

The concept is also supposed to represent what Volvo describes as a “potentially lucrative competitor to short-haul air travel. Volvo contends that shorter routes, where the distance between origin and destination is around 300 kilometers (186 miles), “are prime candidates for disruption by an alternative mode of travel.”

Volvo 360c interior

Volvo doesn’t say how fleets of 360c vehicles—presuming they were ever built—might affect trains, a present-day mode of travel that often shuttles people short distances between cities.

The company also introduced a proposal for a global standard in how autonomous vehicles can safely communicate with all other road users. Engineers created a system for the 360c made of up external sounds, colors, visuals, and movements to communicate the vehicle’s intentions to other road users, a critical feature for self-driving cars when they eventually are deployed en masse on pubic roads. 

from TechCrunch