Welcome to my personal Web Space, my Blog Portal
Hi and welcome to my personal website. Hope you find some sort information related to my interests. Use it for your personal achievement and joy. Please note that views expressed here are my personal views. Some breaking news and articles from friends and family are posted. Some Articles and News are in Spanish. If you are interested in Link Exchange please open an account.
Benton Pena @ technology + culture + life and everything in between Blog Portal is proudly powered by Joomla, and hosted by DreamHost
|
|
Life -
Economics
|
|
Written by Deborah Fowles
|
|
Saturday, 14 January 2006 |
The Good News and the Bad Finances If, like many Americans, you've been incurring credit card debt based on being able to afford the monthly minimum payment rather than whether your income and expenses can support the purchase of a particular item, you may be in trouble. For years, low monthly minimum credit card payments have encouraged us to spend more than we really can afford. Now it's time to pay the piper. Under pressure from the Office of the Comptroller of the Currency (which regulates national banks), the Federal Reserve, the Federal Deposit Insurance Corporation, and the Office of Thrift Supervision, some national banks will soon be increasing minimum monthly credit card payments so they are closer to 4% rather than the current average of around 2%. Some major banks have already increased the minimum payments and others are about to follow suit. In the long run, an increase is actually good news for consumers, but in the short-term, it could be devastating for people who have overextended themselves.
|
|
Read more...
|
|
Life -
Economics
|
|
Written by Linda Stern
|
|
Saturday, 14 January 2006 |
|
(Linda Stern is a freelance writer. Any opinions in the column are solely those of Ms. Stern. You can e-mail her at lindastern(at)aol.com.)  Finance WASHINGTON (Reuters) - Forget paternalism and the false sense of security you have if you think your boss will take care of you. He won't; that's your job.Anyone clinging to the myth of corporate protection should give it up on news that both IBM and Verizon have frozen their traditional pensions, even for long-time workers, and even though both companies are financially fit. Still need convincing? What about the 60 percent increase in workers' share of health-care costs from 2001-2004 that Hewitt Associates reported? Or the shifting of 401k fees from company to worker? Or the dumping of retirees from health-care coverage? Oh sure, you owe your employer an honest day's work for an honest day's pay, and it's good to take pride in what you do. But it is foolish to expect long-term care from a corporation. Money in the bank is worth more than a company promise.
|
|
Read more...
|
|
Culture -
Articles
|
|
Written by Greg Linden
|
|
Saturday, 17 December 2005 |
|
I love Paul Kedrosky's recent post about the three reasons trying to "change the world on the back of altered user behavior" will fail:
1. People are lazy 2. People are lazy 3. People are lazy
Paul goes on to say that "intelligence belongs in the network and in the algorithms" and "relying on users to do the heavy lifting -- however intellectually appealing -- is not going to work in the real world of lazy users who see little in it for them."
People are lazy, appropriately so. If you ask them to do work, most of them won't do it. From their point of view, you're only of value to them if you save them time.
If any work is going to be done, it's going to have to be done by a computer, not a person. People expect you to just make the right thing happen.
This is why Findory works the way that it does. No login, no configuration. Just read articles. The site learns from the articles you read and recommends other articles. The computer does all the work. It is simple, easy, and helpful.
See also my previous post, "Personalized search at PC Forum", where I describe the debate between A9 CEO Udi Manber, who claims searchers need to learn how to use more powerful tools, and Google's Marissa Mayer, who says people just want to quickly and easily get the information they need.
|
|
Technology -
Webmaster
|
|
Written by Greg Linden
|
|
Saturday, 17 December 2005 |
|
I thought Amazon Mechanical Turk was one of the strangest things I've seen in a while, but Amazon is weirding me out again with their new Amazon Web Search Platform (AWSP).
AWSP is supposed to be a developer framework to innovate on top of the crawl and index data available from Alexa. As part of this package, it appears the AWSP offers ssh access to the Alexa cluster where you can write arbitrary C code.
This is either incredibly bold or absurdly foolish. On the one hand, this could be a useful platform for some developers, a utility computing server farm where you can rent machines by the CPU hour and access the incredible Web data available from Alexa. On the other hand, arbitrary C code can do arbitrary things, nicely accessing the data it is supposed to or evilly cracking the machine, fondling other people's data, and launching attacks on other servers.
You have to hand it to Amazon. They've been doing an amazing job thinking outside the box lately. But, sometimes, the box is there for a reason.
|
|
Music -
Music Production
|
|
Written by conner_bw
|
|
Wednesday, 14 December 2005 |
Mon Nov 14th, 2005 at 08:15:52 AM EST 
The arcane art of tracking takes what I like to think of as a hacker's approach to making music. The interface is primarily numeric, notes are entered via the keyboard, length, parameters, effects are often entered in hexadecimal notation, and code flies across the screen as if you were looking at the opening credits of The Matrix. What's not to like? This article is a tutorial for beginners, more specifically for nerds with no musical training, on how to start making electronic beats using the most sampled break in the history of recorded music.
link
http://www.kuro5hin.org/story/2005/11/13/182235/45
|
|
|
Technology -
Webmaster
|
|
Written by John Battelle
|
|
Tuesday, 13 December 2005 |
|
Every so often an idea comes along that has the potential to change the game. When it does, you find yourself saying - "Sheesh, of course that was going to happen. Why didn't I predict it?" Well, I didn't predict this happening, but here it is, happening anyway.
In short, Alexa, an Amazon-owned search company started by Bruce Gilliat and Brewster Kahle (and the spider that fuels the Internet Archive), is going to offer its index up to anyone who wants it (details are not up yet, but soon). Alexa has about 5 billion documents in its index - about 100 terabytes of data. It's best known for its toolbar-based traffic and site stats, which are much debated and, regardless, much used across the web. OK, step back, and think about that. Anyone can use Alexa's index, to build anything. But wait, there's more. Much more. Anyone can also use Alexa's servers and processing power to mine its index to discover things - perhaps, to outsource the crawl needed to create a vertical search engine, for example. Or maybe to build new kinds of search engines entirely, or ...well, whatever creative folks can dream up. And then, anyone can run that new service on Alexa's (er...Amazon's) platform, should they wish. It's all done via web services. It's all integrated with Amazon's fabled web services platform. And there's no licensing fees. Just "consumption fees" which, at my first glance, seem pretty reasonable. ("Consumption" meaning consuming processor cycles, or storage, or bandwidth).
|
|
Read more...
|
|
|
Technology -
Security
|
|
Written by Benton Pena
|
|
Monday, 05 December 2005 |
|
Well, this articles is about hoax and scams we receive from close friends, family or spams. First of all we will define what is this about. A hoax is an attempt to trick an audience into believing that something false is real. Generally there is some material object involved, which is actually a forgery. Unlike a fraud or con (which usually has an audience of one or a few), which are made for illicit financial or material gain, a hoax is often perpetrated as a practical joke. A practical joke that make us loose time reading it.
First question you make yourself while reading these practical jokes or hoaxes, is this message for real? Uhmm I just doubt it. We must learn to be skeptical, and think carefully before spreading a message to new users, friends or family. There are some simple things you can do to avoid being a carrier for Junk-mail Viruses chains: DON`T SEND IT unless either you KNOW the message is true. ALWAYS CHECK WITH THE ORIGINATOR before forwarding it! If the message tells you to do something, especially if that something involves changing in your account or sending a file or message over the network, CHECK WITH SOMEONE KNOWLEDGEABLE THAT YOU CAN TRUST. If you see or get something that really makes you angry, remember YOU CAN'T BE SURE WHO SENT IT!! Chain e-mail and Pyramid posts on Usenet are a scam, and most often, they are a crime. - Verify sites like Hoaxbusters.com, Internet Fraud Complaint Center (list of websites in complete article)
Finally, note that when April 1st comes up, the Net will be awash in phony messages, forged return addresses, pranks, and general amusing nonsense.
|
|
Read more...
|
|
|
Culture -
Articles
|
|
Written by Benton Pena
|
|
Wednesday, 30 November 2005 |
|
If you had $1000 to invest.... In 2001 if you had bought $1,000.00 of One-Tel stock, it would now be worth about $9.00 to you as an unsecured creditor, if you are lucky.
In 2002 if you had bought HIH stock, you would have about $6.50 left of the original $1,000.00. In 2003 if you had gone overseas and bought ENRON you would have less than $5.00 left.
But, if you had purchased $1,000 worth of Beer only one year ago, drank all the beer, then turned in the cans for the aluminium recycling price, you would have $24.00.
Based on the above, the best investment advice is to drink heavily and recycle. -- MT_E and I yahoo group.
|
|
|
Life -
Economics
|
|
Written by Benton Pena
|
|
Friday, 25 November 2005 |
|
Hello readers after not publishing a single news in few months now, I finally got the time for writing something interesting and exciting I've been working on for a while now. This is Foreign Exchange or Forex market or just FX investments as Forex Managed Accounts.
--sidebar
Foreign Exchange - (Forex, FX) - the simultaneous buying of one currency and selling of another. Forex is short for foreign exchange. Source www.alterforex.com
This is how it works… A professional money manager switches currencies in investor's portfolio, he buys one currency and simultaneously sells another currency. Conservative FOREX investments may use only five major currencies: US dollar, Euro - the single currency of European countries, Japanese yen, British pound, and Swiss franc. The investment philosophy is based on shifts in global economies - national GDPs growth, interest rates, consumer and business sentiments. And the technical analysis of currency exchange rates is applied also; which is the analysis of past historic movements to help predict future movements. A trader is just looking for the repetition of past occurrences.
--sidebar
Some brokers use a Forex Robots based on popular Metatrader platform that trades your account 24-hours-a-day using highly sophisticated, multi-timeframe algorithms designed by top-ranked Forex money managers and traders and supervised by them. Visit AlterForex for more information...
Both model-based systems and subjective judgment are used to make trading decisions. Returns can be 4% to 7% each month or 20% to 40% annually depending of the instrument chosen and other variables. Visit AlterForex for more information...
Why the FOREX market is the perfect place for investments? 1. FOREX is smooth, liquid, voluminous global world-wide market 2. FOREX is the cheapest market for participants with narrow trading spreads - 3 pips majors pairs 3. FOREX is the fair market without insiders because is global
Three myths about the FOREX market Myth 1. FOREX investments are very risky Myth 2. There is no passive strategy for investors on the FOREX market Myth 3. The FOREX market is not covered by analysts Three known facts about the FOREX market 1. Currencies are less volatile than stocks 2. Including FOREX investments in your asset allocation will decrease the risk of your portfolio 3. You can achieve any conservatism on your FOREX investments by simply choosing your leverage from 1 to 10 or more but this is usually a desicion of the money manager
Three most frequently asked questions about FOREX 1. What is FOREX ? that I already answered this quetion 2. Are FOREX investments risky ? 3. What kind of returns does the FOREX market provide ? Visit AlterForex for more information...
Have a look at AlterForex to find out the answers to these questions or please just send me an email at
This e-mail address is being protected from spam bots, you need JavaScript enabled to view it
and I can send you a video of a web seminar answering these questions and talking about the future of Forex, Stocks, real state and Light Crude. You can IM me too, at bentonpena at yahoo.com
|
|
|
Culture -
World
|
|
Written by Benton Pena
|
|
Friday, 25 November 2005 |
|
 En Espanol Que el espíritu de la esta navidad haga resurgir en nosotros lo que a veces la rutina acalla y adormece; que rebroten con toda su energía la solidaridad, la esperanza, el sentir al otro "hermano" y no fijarse en su color de piel, origen ni clase social. Que Dios nos haga a todos mejores, que la paz, amor y amistad reine en cada uno de nuestros hogares y que este próximo año sea un año de éxito y deseos. Pero deseos realizados y fortalecidos.
FELICIDADES !!
Benton Peña
|
|
| << Start < Prev 1 2 3 4 5 6 7 8 Next > End >>
| | Results 41 - 50 of 74 |
|
StatisticsMembers: 674
News: 85
Web Links: 0
Visitors: 339363
|